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Buying VS Leasing

Open Today! Sales: 9am-8pm Call us at: (914) 833-5000

There are a few options drivers must weigh when looking for a new car. One of the topics you’ll be considering as you go through the car buying process is whether you should lease or buy the vehicle you are interested in.

Everyone’s life situation is unique, and the team at Ray Catena Lexus of Larchmont always takes that into account when you step into our showroom. However, we have put together this guide discussing the benefits of leasing vs buying a vehicle in Larchmont, New Rochelle and Yonkers, so you have an idea of what is ahead. If you have any questions, just reach out to our helpful staff.


The decision to lease or buy a vehicle usually centers on lifestyle and financial situation. Simply put, there are benefits to leasing a vehicle, and benefits of buying one, too.


When leasing a vehicle, there’s the possibility of monthly payments being lower, without a down payment. Leasing also lets you drive a better vehicle for less money, with fewer upfront costs each month. If you’ve been looking for a luxury vehicle but think it may only be a sound financial decision for a short period of time, you can eliminate the thought of buying it and lease instead.

When it comes to the topic of maintenance and repair, the dealer may have a factory warranty, with repair costs covered throughout the entire lease term. A leased vehicle should also save money on maintenance and repairs, because when the lease term ends, the car heads back to the dealer. You don’t have to worry about what the car looks like in year five, year seven, or year ten when minor maintenance issues of years past can turn into more serious concerns.

Perhaps the most advantageous reason to lease? After the lease term is up, typically two or three years, you can upgrade and get the latest driving, safety and tech features offered in a new model.


When buying a car, things are flexible. Make the changes you want, whether it’s modifying the audio set-up, throwing some of your favorite bumper stickers on the exterior, or add interior accessories. It’s yours, and you get to do what you want with it.
There’s also freedom to sell or trade in the car on your own terms. That might be two years. It might be five. It could even be 20. You can sell the car when you want to a dealership or private seller, or even pass it off to your kids.

Mileage is another thing to think about. When buying a car, you can drive it as far as you want, when you want. Many leases place limits on how much driving you can do, often around 12,000-15,000 miles per year with extra fees applicable if you go over the limit. You’ll want to consider how much driving you do before making your decision.


Our financing experts will take you down whatever path you’ve chosen, whether it’s leasing or buying. You can learn more about how financing works, and a FINANCING APPLICATION is available on our website, where you can entire all pertinent information online. We’ll come up with a payment plan that fits your financial situation after consulting with our network of lending partners in the region.

If you’ve considered trading in your current ride as part of making the move for a new car, we’ll discuss how much that can save you on monthly payments.


Finding the car that’s the right fit for your lifestyle and needs is the first big part of the car buying process. Once you’ve found the car that you can see yourself driving for the next few years, the team at Lexus of Larchmont will discuss financing and whether leasing or buying is your next step.

Once you leave, you’ll be able to drive the roads of Larchmont, New Rochelle and Yonkers in your new Lexus. Stop by our showroom today.

Ray Catena Lexus of Larchmont is located at: 1435 Boston Post Road • Larchmont, NY 10538
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(914) 833-5000

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1435 Boston Post Road • Larchmont, NY 10538

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Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 6:30am-7pm

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Ray Catena Lexus of Larchmont

1435 Boston Post Road Larchmont, NY

Phone: (914) 833-5000



Phone: (888) 220-7278

1435 Boston Post Road Larchmont, NY


Phone: (914) 833-5000

1435 Boston Post Road Larchmont, NY


Phone: (914) 833-5000

1435 Boston Post Road Larchmont, NY
40.932579 -73.748503
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Ray Catena Lexus of Larchmont
Ray Catena Lexus of Larchmont
1435 Boston Post Road
Larchmont, NY, 10538 US
(914) 833-5000
Ray Catena Lexus of Larchmont 40.932579, -73.748503.