Leasing vs Buying

Open Today! Sales: 9am-8pm Call us at: (914) 833-5000

Drivers in Mamaroneck know that informed car buyers get better deals. But what about leasing a Lexus? If you’ve ever asked yourself, “Should I buy or lease?”, or if you have questions about the difference between the two, the finance center at Ray Catena Lexus of Larchmont is here to help. Ultimately, the answer depends on your car and financial needs. We’ll explain the basic differences between leasing vs buying a new car so you can decide which is best for you.

Benefits of Leasing a Lexus

  • Your down payment and monthly payments should be lower when you lease a Lexus, compared to when you take out an auto loan. New Rochelle sales taxes will also be lower since you don’t own the car outright.
  • It’s relatively simple to trade your first lease in for your next lease. Just pay any remaining fees on your old car and choose your next lease.
  • You aren’t stuck with the negotiating involved in trading or selling your old leased vehicle.
  • Stay up-to-date with new models when you lease. Most lease contract last around three years, making it easy to upgrade often.
  • If you stay under your mileage limit, your warranty coverage will protect your car.
  • It’s easier to get approved for a lease than it is for a car loan. Even if your credit has taken a hit, you can still drive a reliable new car in Bronx.
  • If you’re looking to save even more money, Lexus leases L/Certified cars.

Benefits of Buying

  • The car belongs to you for as long as you like. You don’t have to return the car to the dealership.
  • There are no mileage limits when you own your Lexus.
  • Buying gives you more customization options.
  • Sell or trade your car whenever you’d like. It belongs to you, and you’ll get the cash if you sell.
  • It’s a bit easier to learn how to finance a car. You can even apply for financing online.
  • Over time, because you will likely keep a car you own longer than one you lease, you will save money.

Ray Catena Lexus of Larchmont Has Lexus Finance Deals!

Whether you decide to lease or buy, Ray Catena Lexus of Larchmont will help you get a Lexus that best fits your finances. Check our new car specials to get started in finding your Lexus.

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Enter basic information to figure out the estimated auto loan rate or monthly payment amount for a new Lexus. Contact us with any questions you may have.


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Price(s) include(s) all costs to be paid by a consumer, except licensing costs, registration fees, and taxes.
Prices do not include $175 dealer doc fee.
MSRP contains base MSRP, any factory installed options, and delivery, processing and handling charges. Delivery, processing and handling fee is based on the value of the processing, handling and delivery services Lexus provides, as well as Lexus overall pricing structure. Lexus may make a profit on the delivery, processing and handling fee.

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (914) 833-5000 or by visiting us at the dealership.

**Sticker reflects features and subscriptions available at time of original vehicle purchase. See your Lexus dealer for updated information.

Contact Us

Ray Catena Lexus of Larchmont is located at: 1435 Boston Post Road • Larchmont, NY 10538
Ray Catena Lexus of Larchmont 40.932579, -73.748503.